Trans Union Credit Report

	Home \| Products & Prices \| Background Checks \| Contact \| Company \| News \| Sign-Up \| Log-in

A Complete National Background Screening Company ~ We've Got Your Back!

Trans Union Credit Report
SAMPLE REPORT

***WARNING INTERNAL USE ONLY - NOT FOR RESALE***

Applicant ant Information


Applicant:	SMITH, JOSEPH WALKER
AKA: SMITH, JOEY	DOB: 01/01/1959	SSN: 123-45-6789

CURRENT ADDRESS:	123 OAK STREET, ALABAMA 12345
LENGTH OF TIME:	5/03/2001 - PRESENT

CURRENT EMPLOYER:	SELF	6/03 <RPTD>
ADDRESS:	1234 ANYSTREET., ANYCITY ST 12345

FORMER EMPLOYER:	CO INC	6/03
ADDRESS:

Score Information

TUFICO CLASSIC 04 SCORE 777 RANGE 336-381 FOR: SMITH, JOSEPH

Score Date 11/07/3011 TU-1

030 TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
004 LACK OF RECENT INSTALLMENT LOAN INFORMATION
013 THE SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN
010 PROPORTION OF BALANCE TO CREDIT LIMITS IS TOO HIGH OR BANK REVOLVING OR OTHER BANKING ACCOUNTS.

Open Trades

Creditor Name	Date Reported	Date Opened	High Credit	Balance Owning	Terms	Currant Status	Historical Status				Past Due
Account Number	DLA		Credit Limit		Acct. Type	ECOA	Time Past Due				Last Past Due
Account Number	DLA		Credit Limit		Acct. Type	ECOA	#Mo	30	60	90	Last Past Due

AMEX	07/07	02/99	0	0		CURR	48	0	0	0	0
051670697911320831	01/05		6200		REV	I				TU-1
Acct Closed by Consumer
CREDIT CARD

CAP ONE	10/11	08/97	15155	0
430572707457	05/05		15500		REV	CURR	48	0	0	0	0
Acct Closed by Consumer						I				TU-1
CREDIT CARD

CHASE	08/02	04/99		2751	0	CURR	29	0	0	0	0
1000200598909898	06/08				INST	I	1			TU-1
Loan Term 60M
Purchased by Another Lender
AUTO LOAN

CHASE	05/05	12/02	5547	0		CURR	29	0	0	0
426685104124	01/08		1250		REV	I				TU-1
Acct Closed by Consumer											0
CREDIT CARD

CHASE	08/08	02/02	80	0		CURR	03	0	0	0	0
512257101335	06/08		7000		REV	I				TU-1
Acct Closed by Consumer
CREDIT CARD

CITI	06/03	02/02		0		CURR	14	0	0	0	0
54241801*188	03/03		5000		REV	I
Acct Closed by Consumer
CREDIT CARD

Closed Trades

Creditor Name	Date Reported	Date Opened	High Credit	Balance Owning	Terms	Currant Status	Historical Status				Past Due
Account Number	DLA		Credit Limit		Acct. Type	ECOA	Time Past Due				Last Past Due
Account Number	DLA		Credit Limit		Acct. Type	ECOA	#Mo	30	60	90	Last Past Due

GECRB/SAMS	09/05	01/01	899	0		CURR	48	0	0	0	0
771410005991	09/05	8	3300		REV	I				TU-I
Account Closed Due to Transfer
CHARGE ACCOUNT

GECRB/SAMSDC	10/11	08/05	1056	0			48	0	0	0	0
301136112911	05/09		5000		REV	CURR				TU-I
Account Closed by Customer						I
CHARGE ACCOUNT

GMAC	08/08	7/04	3184	0		CURR	47	0	0	0	0
103905265987	06/08				INST	I				TU-I
LONG TERM 48 M
AUTO LEASE

HANNFNCL	10/11	07/08	11661	0		CURR	38	0	0	0	0
26619324411	09/11				INST	C				TU-I
Long Term 39M

NEWPORT NEWS	04/03	03/94	685	0		CURR	47	0	0	0	0
81094	03/03		7200		INST	I				TU-I
Account Closed by Customer
CHARGE ACCOUNT

NTL CITY MTG	04/03	06/01	269500	0		CURR	21	0	0	0	0
4330289475	03/03				MTG	C				TU-I
Loan Term 360MM
CLOSED
Conventional Real Estate Loan

SST/CIGGGICO	03/04	04/99	10240	0		CURR	23	0	0	0	0
6916313	03/04				INS	1				TU-I
Loan Term 20M
CLOSED
AUTO LOAN

WELLS FARGO	02/11	03/08	0	0		CURR	33	0	0	0	0
43124393167			5000		REV	1				TU-I
Account Closed by Customer
CREDIT CARD

WELLS FARGO	10/11	06/11	0	0	REV	CURR	03	0	0	0	0
446842030944			5000			1				TU-I
Account Closed by Customer
CREDIT CARD

Derogatory Trades

Creditor Name	Date Reported	Date Opened	High Credit	Balance Owning	Terms	Currant Status	Historical Status				Past Due
Account Number	DLA		Credit Limit		Acct. Type	ECOA	Time Past Due				Last Past Due
Account Number	DLA		Credit Limit		Acct. Type	ECOA	#Mo	30	60	90	Last Past Due

WFNNE	04/11	10/07	459		0	CURR	43	0	0	0	0
1707	03/11		100	REV		I
Late Dates: 30 Slow-12/20/1

Collection Information

NO COLLECTION EXISTS IN THIS SECTION

Public Record Information

SEE MAIN REPORT

Applicant	Co-Applicant
Employer: I WIND Position Held: Star/Stop Dates: Income: Verified By/Date	Employer: I WIND Position Held: Star/Stop Dates: Income: Verified By/Date

Additional Address Information

Current Address

123 OAK STREET, ALABAMA 12345

Former Addresses

456 ELM STREET, ALABAMA 12345

Inquiries

PLATINUM CR

Creditor Information
Company	Phone	Address	City, State, Zip
GEMB/SAMS CLUB	800 967=1398	PO BOX 98416	El Paso TX
PLATINUM CR	866 220=0254	100 BROAD HOLLOW RD	FARMINGDALE NY 11735

Sources of Information
File Segment	File Holder Name	Social Security #	Address	DOB
TY-1	SMITH, JOSEPH WALKER	123-456-7890	123 C STREET, BIG CITY, STATE ZIP 12345

The Following AKA's Were Reported
Name	SSN	DOB
Smith, Joey	123-45-6789	01/01/1959

Profile Summary
Credit History Summary				Derogatory Summary
	Count	Available Credit	Balance	Payments	Past Due		Count
Mortgage	2	$0	$0	$0	$0	Charge Offs:	0
Auto	4	$0	$0	$0	$0	Disputes:	0
Education	0	$0	$0	$0	$0	Collections:	0
Installment	0	$0	$0	$0	$0	Incl. in Bankruptcy	0
Open	0	$0	$0	$0	$0	Late 30 Days	1
Revolving	13	$108760	$3840	$0	$0	Late 60 Days	0
Other	0	$0	$0	$0	$0	Public Records	0
Total	21	$108760	$82	$0	$0	Inquiries*	1
Secured Debt:	$0
Unsecured Debt:	$3840

Bureau Address
Name	Address
TransUnion	2 Baldwin Place, PO Box 1000, Chester Pa 19020

****** END OF REPORT ********